Flood Insurance - Rinehart Insurance

Flood Insurance

Why do you need Flood Insurance? Two-thirds of the earth is covered by water. If it would stay where it belongs, no one would need Flood Insurance. However, water doesn’t follow the rules and a Homeowners Insurance policy is not enough. Flood losses are not covered by most Homeowner Insurance¬†policies. There is protection available to you for your home and its contents through the National Flood Insurance Program (NFIP) for communities participating in the program.

A Flood Insurance policy provides coverage for things such as:

  • Structural damage
  • Furnace, water heater and air conditioner
  • Flood debris clean up
  • Floor surfaces (carpet and tile)

You can also purchase flood insurance to cover the contents of your home such as furniture, clothing, jewelry and artwork.

Flood Insurance means you’ll be reimbursed for all of your covered loses plus, unlike federal aid, it never has to be repaid. As long as your community participates in the NFIP, you’re eligible to purchase Flood Insurance.

The professional agents at Rinehart Insurance will explain the NFIP and how you can keep your home and belongings protected from the unexpected.

Flood Insurance