What You Need To Know Before You Lower Your Auto Insurance Limits

Auto Insurance Limits

Auto Insurance Limits

The cost of living can be pretty expensive. Everyone is looking for ways to cut costs and lower expenses. Auto insurance premiums are one expense many would like to lower. While you may be tempted to lower your auto insurance limits, make sure to weight out all the risks. 

Determining Which Coverage You Need

An auto insurance policy is designed to provide you with a level of protection in the event you are involved in an accident. This includes protection against property, liability and medical costs. Understanding the different parts of coverage is important when selecting your auto insurance limits. 

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage. 
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses. 
  • Underinsured motorists coverage pays for property damage and bodily injury caused by another driver whose coverage is insufficient to cover damages suffered.  

Selecting the correct liability limits is fundamental. On your auto insurance policy you will see your limits listed something like this – 100/300/50. In this example 100/300/50 means you are covered for up to $100,000 in bodily injury coverage per person, $300,000 in bodily injury coverage per accident and $50,000 in property damage per accident.

Many states have minimum liability limit requirements. You may be tempted to reduce your liability limits to the minimum legal level. Or even dropping underinsured motorists coverage. While it may reduce your premium, it could also subject you to substantial risks. 

Collision Coverage – Know The Value Of Your Car

Your policy will not pay for repairs that exceed the value of your vehicle. For this reason, if you are driving a vehicle that isn’t worth more than a few thousand dollars, it may not make sense to purchase collision coverage. Your agent can help you determine if collision insurance makes sense for you. 

Top Ways To Save On Your Auto Premiums

  • Consider raising your deductible.
  • Keep up your good driving record.
  • Drive less to qualify for a low-mileage discount.
  • Drive a car with safety features such as anti-lock brakes and airbags.
  • Install an anti-theft device.
  • Ask about our multi-policy discount. 

We’re here to help. Accidents happen to cautious drivers too. Having adequate auto insurance limits can save you from serious financial burden should you be involved in an accident. We can help you determine which auto insurance coverage is needed and what limits to purchase. 

7 Mental Health Benefits of Exercise

mental health benefits of exercise

mental health benefits of exerciseWhile physical exercise is known to be good for your body, it also can help your mind. Research continues to validate that exercise can improve mental health by reducing anxiety, depression and a negative mood. When you include exercise as part of your everyday routine, you’ll be reaping both physical and mental well-being benefits.

This article explores the connection between your body and mind and the mental health benefits of physical activity.

The Connection Between Body and Mind

People who exercise regularly often report having better mental and emotional well-being. Consider the following mental health benefits of exercise:

  • Mood boost—Exercise triggers the production of endorphins, serotonin, dopamine and oxytocin, mood-boosting chemicals in the brain. Those four chemicals are responsible for feelings of happiness.
  • More energy—Increasing your heart rate and boosting oxygen circulation in your body can make you feel more energized. It may seem counterintuitive, but expending energy can actually provide a spark of vitality you may need to get through the day.
  • Better sleep—Exercise can help regulate your sleep patterns and reduce the time it takes to fall asleep. The more active you are, the more your body pushes you to sleep and reset at night. Try to exercise for at least one to two hours before bed so your brain has enough time to wind down.
  • Reduced stress—Physical activity reduces the levels of your body’s stress hormones (e.g., adrenaline and cortisol). It’s also linked to lower physiological reactivity toward stress, so exercise can also be a coping strategy for stress.
  • Improved memory—Endorphins can help you concentrate and feel mentally sharp for work or other tasks.
  • Higher self-esteem—When exercise becomes a habit, you may feel more powerful or confident. You may also feel accomplished when you meet your fitness goals.
  • Stronger resilience—Exercise is a healthy way to build resilience and cope with mental or emotional challenges instead of turning to negative behaviors, alcohol or other substances.

Any movement helps since physical activity is what can be beneficial to mental well-being. Exercise can take your mind off problems or negative thoughts by redirecting them to the activity at hand.

Getting Started

The U.S. Department of Health and Human Services recommends that adults get moderate-intensity aerobic activity for at least 150 minutes each week and muscle-strengthening activities two times per week. It may seem like a lot at first, but if you break it down, that’s 30 minutes of moderate exercise five times a week.

Even if you don’t have time for 30 minutes to exercise, find something that works for you. Any physical activity is better than none. Understandably, motivating yourself for a workout can seem more challenging if you’re battling depression, anxiety or other mental health issues. Consider these tips for incorporating exercise into your routine:

  • Start with short exercise sessions and slowly increase your time. The goal is to commit to moderate physical activity and build it into your daily routine.
  • Find an activity you enjoy and incorporate it into your routine for a body and mind boost.
  • Schedule workouts when your energy is the highest.
  • Exercise with a friend. Companionship can make it more fun, so work out with a friend or loved one to make it more enjoyable or help you stick to the routine.

It comes down to making exercise a fun part of your everyday life so you can gain both physical and mental health benefits. Talk to your doctor if you have any questions or concerns about incorporating exercise into your day.

Rinehart Insurance Will Golf For Kids’ Sake This Friday

Golf for Kids sake

It’s that time of year again. Summer is in full swing and it’s time to get a few community events in. This year will mark the 24th  Annual Golf for Kids’ Sake for Mid-Ohio Youth Mentoring. And we are proud to once again be attending this great event. 

The details

When: Friday July 29, 2022

Where: Oak Tree Golf Club

Time: Registration is at 7:30am, Shotgun start at 9:00am.

You can find more details below or by visiting www.midohioyouthmentoring.com

Golf for Kids Sake 2022

Friday, July 29, 2022

Address:
1440 Old Oak Trail
Mansfield, OH 44906

Oak Tree Golf Club

Mid-Ohio Youth Mentoring’s ~ 24th Annual Golf for Kids’ Sake fundraiser 

The Event will be held at the Oak Tree Golf Club (1440 Old Oak Trail, Mansfield, Ohio) on 

Friday, July 29th  2022, Shotgun start will be at 9 a.m. and registration begins at 7:30 a.m. (rain date is August 5th if needed).

The range of sponsorship levels include Primary Sponsor $2000 or more, Event Sponsor $1000, Supporting Sponsor $500, Team Sponsor $320, Hole Sponsor $100, or Cart Sponsor $50. Click here to sponsor: 

 https://pages.donately.com/mym/campaign/golf-for-kids-sake-2022-sponsors

You could also donate prizes or raffle items, or show your support by getting a golf team together and signing up to come play some golf. Individuals can pay their $80 participation fee at this link too if they would like. Click here to register a team: 

https://www.midohioyouthmentoring.com/surveys/golf-for-kids-sake-2022-team-registration

 In these complex and confusing times, our quality mentoring programs bring companionship, consistency and life changing impacts to the youth in our community. Successful fundraising is critically important for us to sustain the organization and continue providing our mentoring services and family support. 

It takes all of us ~ our volunteers, kids, the MYM staff and board, and YOU, our supporters ~ to succeed. We want to give the kids in our programs the support they need and deserve, to help them reach their highest potential, and grow into productive adults. Please consider getting involved and show your support by sponsoring, golfing, or volunteering today.  THANK-YOU!

Join us in supporting this great event and an amazing community program! 

5 Tips for Managing Employees During the Great Reshuffle

Great Reshuffle

Great ReshuffleThe Great Reshuffle—a mass movement of workers leaving jobs with which they are not satisfied—shows no signs of slowing down. As Generation Z and Millennials begin to make up more of the workforce, it has become clear that values and priorities have shifted from those of previous generations. Furthermore, unemployment rates are down, and the employment market is currently very worker-friendly. The combined effect of these factors is that employees more readily move between different jobs to find those that align with their priorities and desires. This often means seeking out better compensation or benefits, workplace flexibility, career development opportunities or the right culture fit.

The Great Reshuffle can make for a challenging environment for employers, but several tips can help mitigate the issues employers may face. Consider the following strategies:

1. Offer Remote and Hybrid Options

Prior to the COVID-19 pandemic, working remotely seemed a lot more difficult than it turned out to be. Now, many workers have grown accustomed to having the flexibility to work from home at least part of the time, and many will leave their current roles if this is not an option. In order to retain top talent, employers should consider providing options to work remote or hybrid (i.e., part of the week in the office, part of it at home) schedules when feasible.
Remote and hybrid work options will not be possible for every position or industry. However, employers can still consider how to partner with employees to offer opportunities such as flexible work schedules or expanded paid time off policies in instances where remote work is not an option.

2. Focus on Employee Well-being

Not only do employees want work-life balance so they can enjoy life outside of work, but they also want to feel like more than just another worker helping an organization meet its goals. LinkedIn’s recent Global Talent Trends report shows that 42% of employees want their company to invest in their mental health and wellness.

One way managers can help to meet this need is to find constructive ways to check in with their employees. This could look like having weekly or biweekly one-on-one meetings to ask open-ended questions about how the employee is doing in and outside of work. Employers can also prioritize mental health by offering accessible mental health and wellness resources to employees, such as employee assistance programs. Prioritizing employee well-being is a great way to increase employee satisfaction and, in turn, retention. Additionally, workplace cultures that promote health and well-being are often the ones that workers on the move may be interested in.

3. Play to Each Employee’s Strengths

There are many different strategies and approaches when it comes to management. One that might be beneficial during the Great Reshuffle is for managers to focus on each employee’s strengths rather than only working to strengthen their weaknesses. If an employee has exceptional knowledge in a certain area or a unique skill set, play to those abilities. This can make employees feel like they are doing well at their job and are assets to the team. Moreover, it may actually increase productivity to have each worker play to their strengths than it would to try to correct their weaknesses. Not only can this strategy lead to increased performance, but it makes employees feel valued, increasing the likelihood of retaining them.

4. Create Systems of Accountability

Managers won’t know how to create a better environment for their employees without proper feedback. Creating a system that allows employees to provide feedback is a way to help managers improve their performance and make employees feel heard. One way to do this is by periodically conducting surveys or having skip-level meetings. Managers could also implement open-door policies so that employees can speak to them freely. If employees are able to openly communicate about what is and isn’t going well, they are more likely to see changes they want at their current job rather than leaving for another one.

5. Maximize Employee Rewards and Recognition Programs

It is essential to make employees feel valued if retaining them is the goal. Having a formal reward or recognition program is a simple but effective way to express to employees that they are doing a good job. Alternatively, informal recognition is just as valuable. Giving a shout-out to an employee who went above and beyond or shooting them a quick thank-you message can go a long way. When employees feel they are good at their job, they are less likely to leave it.

For More Information

The Great Reshuffle is a trend that does not seem to be going anywhere for the foreseeable future, so employers need to work with managers to address issues that are contributing to the current market. By applying various management strategies, employers can mitigate the effects of the Great Reshuffle.

For more information on workplace trends, contact Rinehart, Walters & Danner Insurance Agency today.

5 Quick Tips About Motorcycle Safety

Motorcycle SafetySummer is in full swing and it’s time to get in a few road trips.  It is unfortunate, but there is a growing trend in the number of motorcycle accidents and fatalities each year, making motorcycle safety a real concern for riders and their families. There are many organizations that have created signs, commercials, radio ads, etc cautioning motorists to look out for motorcycles and they have done a great job in promoting safety for riders. As a motorcycle rider yourself, you also should do your part to ensure your own motorcycle safety. 

Regardless if you cruise across the country or across town, there are some universal motorcycle safety tips to keep in mind.

1) Always wear a helmet and other appropriate gear. Riding clothes should be bright, reflective or easy for passing or following motorists to see. Your motorcycle is smaller then the other vehicles on the road so make sure to make yourself as visible as possible. In the event of an accident, a helmet will help protect you from a fatal head injury.

2) Be cautious of the road conditions. Hazards such as potholes, cracks and bumps in the road and even road kill can throw you off balance and cause you to loose control of the motorcycle. Gravel roads can also be hazardous because of loose gravel which can cause you to skid. Rain can cause slippery roads from not only the water but oily road grime.

3) Do not drink alcohol or use drugs while operating a motorcycle. Just like in a motor vehicle you should never drink and drive. Alcohol and drugs will lower your response time and cloud your judgment. It’s especially dangerous on a motorcycle because there will be no metal frame surrounding your or airbags to deploy in the event of an accident.

4) Follow posted speed limits and road rules just like when you are in any other motor vehicle. Just because your motorcycle is smaller, stay in your lane of traffic. Do not weave in and out of traffic between cars, even at traffic stops, just because you can fit. Always use turn signals to warn motorists of your intentions.

5) Use extra caution when carrying passengers. There will be extra weight along with another person’s balance to adjust for. Inexperienced passengers will not know to lean into turns for example and can throw off the balance of the bike. If your passenger is inexperienced, go over a few “rules of the road” with them before you leave.  

Just like on your personal car or truck, you will also need to maintain insurance coverage on your motorcycle.

 

    • Liability Insurance Coverage will cover bodily injury and proper damage that you may cause to other people involved in an accident

 

    • Collision Insurance Coverage will cover damages, minus your deductible, to your motorcycle if you are involved in an accident.

 

    • Comprehensive Insurance Coverage will cover damages caused by an event other than a collision, such as fire, theft or vandalism and will be subject to your deductible

 

    • Uninsured/Underinsured Motorists Coverage will cover damages to you and our property caused by another driver that is uninsured or underinsured to cover your damages.

 

The safety of you and any passengers is the most important part of motorcycle safety. Have a fun, safe, rest of the summer and hit the road and see some amazing sites!! But don’t forget to review your insurance to ensure you understand your coverage and that it is up to date. Have questions? We can help!

Please share this article if you found if helpful.

 

 

 

 

Helpful Tips On Managing Stress and Anxiety During Troubling Times

managing stress and anxiety

managing stress and anxietyTuning into the news may be highly stressful or upsetting for many Americans. If you’ve been experiencing stress or anxiety due to current events, you are not alone. Stress is part of everyday life, but it can be particularly heightened due to the news, current events or unfortunate incidents that could directly or indirectly impact your well-being. Do you need tips on managing stress and anxiety? 

This article outlines symptoms of stress and anxiety and offers ways to cope with your feelings during troubling times.

What is Stress? 

Stress is any demand placed on your brain or physical body. Stress is typically caused by an external trigger. Any event or scenario that makes you feel frustrated or nervous can trigger it.

According to the American Psychological Association (APA), people under stress experience mental and physical symptoms, such as irritability, anger, fatigue, muscle pain, digestive troubles and difficulty sleeping.

What Is Anxiety?

On the other hand, anxiety is defined by the APA as persistent, excessive worries that don’t go away even in the absence of a stressor. It also leads to the same symptoms as stress.

Management Tips

Most people experience some feelings of stress or anxiety at some point. While stress and anxiety are different feelings, they’re closely connected. After all, they can sometimes be helpful motivators to accomplish tasks or do things you’d rather not, but should or need to. While experiencing stress and anxiety are normal during tough times, you can put yourself at risk for long-term mental and physical health effects if you don’t take steps to cope with these feelings.

Since stress and anxiety are emotional responses, they respond well to similar coping mechanisms. Try the following general tips to improve managing stress and anxiety:

  • Avoid doomscrolling. Doomscrolling is a relatively new unique behavior. It’s the concept of binging on negative news. You may want to follow news coverage about current events to stay in the loop of what’s happening, but spending too much time doing this can negatively impact your mental health. The same danger goes for excessive scrolling on social media. To combat this unhealthy habit, try to spend less time on social media and focus on facts rather than speculation.
  • Be physically active. Try to give your mind a rest, shifting the focus to your body instead. Physical activity creates mood-boosting chemicalchanges in the brain. Engage in activities such as swimming, cycling, walking and running.
  • Be mindful. When thoughts feel spiraling, mindfulness activities may stop your mind from racing. Yoga, meditation and other mindful practices can help you feel present in the moment.
  • Try breathing exercises. Breathing is closely linked to the nervous system. Deep, controlled breathing with extended exhalation can cause a fall in heart rate and blood pressure. When deep breathing exercises are practiced regularly, you may also experience calm and relaxing feelings.
  • Take time to unwind. It’s essential to still engage in activities you enjoy. Creative outlets, such as hobbies, crafts, writing or home improvement, can be good distractions.
  • Maintain sleep habits. Although it may be hard to sleep when anxious, try to maintain your usual sleeping pattern. Being well-rested is vital for emotional balance.
  • Eat healthy, balanced meals. Healthy eating is important for your overall physical and mental health, improving your ability to navigate stress during troubling times. Eat plenty of fruits and vegetables, lean protein and whole grains. Eating well also means limiting saturated fats, cholesterol, salt and added sugars.
  • Connect with others. Good relationships foster a sense of belonging and provide an outlet to share experiences. Sharing worries with others can improve your situation and feelings. Connect with friends and family to bolster your mental well-being. Make social plans, such as a family meal or lunch with a close friend or colleague.
  • Be transparent. If your stress or anxiety stems from work-related situations, reach out to your manager or supervisor. There may be ways that your manager can help to lessen the burden.

Many Americans experience stress or anxiety. If left unchecked, though, these feelings can negatively affect your mental well-being. Take steps today for managing stress and anxiety and to keep it under control.

Summary

When anxious and helpless feelings occur, it’s hard to know what to do, but it’s essential to focus on what you can control. You are in control of your thoughts and can take steps to protect your mental and physical health.

It’s natural to feel anxious or stressed, but don’t suffer alone. Your employer may offer mental health or wellness resources.

Additionally, if you’re concerned about your mental health, talk to your doctor, a licensed mental health professional or contact the Substance Abuse and Mental Health Services Administration’s National Helpline by calling 800-662-HELP (4357).

Firework Safety Tips You Need To Know This 4th of July

Firework Safety

Firework SafetyFireworks are a staple of many Fourth of July and other celebrations, but remember to take precautions to ensure your special event is safe and accident-free. Firework safety is crucial to ensure you and you family have a great 4th of July holiday.  

The Risks

Unfortunately, many people do not realize just how dangerous fireworks and sparklers can be—which is a primary reason that injuries occur. Fireworks can not only injure the users, but can also affect bystanders.

Bottle rockets and firecrackers can fly in any direction and may explode on or near someone instead of up in the air. Sparklers are also a huge risk, as they burn at very high temperatures and are often given to children too young to use them safely. All fireworks pose potential risks of burn, blindness and other injury.

Firework Safety Tips for Safe Use

When using fireworks, always plan carefully in advance for who will shoot them and what safety precautions you will have in place. Here are some suggestions to ensure safety and avoid accidents:

  • Use fireworks and sparklers outdoors only.
  • Always have a hose or water bucket handy.
  • Only use fireworks as intended. Do not alter or combine them, and do not use homemade fireworks.
  • Keep spectators a safe distance away.
  • Never give sparklers to young children.
  • Wear safety goggles when handling or shooting off fireworks.
  • Do not shoot fireworks off if under the influence of alcohol.
  • Show children how to properly hold sparklers, how to stay far enough away from other children and what not to do (throw, run or fight with sparkler in hand)—but supervise closely, regardless.
  • Point fireworks away from people, homes, trees, etc.
  • Never try to relight a dud (a firework that didn’t properly ignite).
  • Soak all firework debris in water before throwing it away.
  • Do not carry fireworks in your pocket or shoot them from metal or glass containers.

Protection for Your Pets

Like thunderstorms or the vacuum cleaner, fireworks may frighten your family pets. To protect your pets from becoming stressed as a result of loud noises from fireworks:

  • Keep pets indoors away from loud noises in a place that is comfortable to them.
  • Allow pets to go to the bathroom before beginning your fireworks show to prevent accidents.

9 Ways To Save Money On Gas

save money on gas

save money on gasI think it’s safe to say, we all have been feeling the pain of high gas prices. Regardless of the price of a gallon of gas, it is always great to be able to save money on gas. Often, the small things we do can add up to big fuel savings. If you are looking to spend less money at the pump, here are some easy things you can start doing today. 

  1.  Lighten your load—Extra weight decreases gas mileage.
  2. Avoid long idles—Idling for only one minute consumes the same amount of gas that is required for starting your engine.
  3. Plan your trip ahead of time—Consolidate your trip to places that are close to one another.
  4. Open the windows—Instead of blasting the air conditioning on a hot day, open the windows or use your car vents, which circulate outside air.
  5. Get your oil changed—Stay up-to-date on oil changes. They should be done approximately every 3,000 miles for conventional motor oil.
  6. Drive slower—You can improve your gas mileage by nearly 20% by driving 55 mph instead of 65 mph.
  7. Maintain your tires—Keep your tires properly inflated and aligned and perform regular maintenance checks on your tires.
  8. Drive smart—Be sure to accelerate gradually from a dead stop, rather than stomping on the gas pedal.
  9. Verify your rating—Make sure you are selecting the right octane rating at the pump.

Prioritize Fuel Efficiency When Buying Your Next Vehicle

Considering buying a new or used vehicle? Before making a purchase, check the gas mileage ratings of similar vehicles of interest to you. Then, narrow down your options on a model that is fuel-efficient in the size category that meets your needs.

For additional fuel efficiency tips and auto insurance solutions, contact us today.

If you found these tips on how to save money on gas helpful, please share them. 

6 Tips For Driving In The Rain and Thunderstorms

Driving In The Rain

Driving In The RainDriving in the rain or during a thunderstorm can be pretty nerve-wracking for most people. Worrying about having an accident or being stuck on the side of the road can be very overwhelming. It can also be very dangerous. However, a few tips and adjustments can take away some of the anxiety and help you stay calm during your commute.

Driving in the rain and thunderstorms

If you happen to get caught driving in the rain or thunderstorm, don’t panic . There a extra precautions you can take to make your trip a safe one.

A few tips to keep in mind:

  1. Turn on your headlights, wipers and defroster to increase visibility.
  2. Drive in the tracks of vehicles ahead of you and reduce your speed.
  3. Allow for increased space between your vehicle and the one in front of you.
  4. If you hydroplane, hold the steering wheel straight and remove your foot from the gas.
  5. Do not use cruse control during inclimate weather.
  6. Pull off the road in an open area away from trees to avoid a lightning strike.

Helping you to avoid claims is just one of the many value-added services we provide. In the unfortunate event you do have an accident, we will help you through the process. Give us a call during business hours or click here to view our after hours claim contacts. 

Important Information You Should Know About Monkeypox

Monkeypox

MonkeypoxMonkeypox, which can be passed to animals and humans, is usually found in Central and West Africa. As monkeypox cases rise in Europe and other parts of the globe, health authorities are expressing concern about the unusual uptick. As such, the Centers for Disease Control and Prevention (CDC) recently issued an alert urging doctors and state health departments in the United States to be vigilant.

About Monkeypox

Monkeypox is a rare disease caused by infection with the monkeypox virus. Monkeypox was first discovered in 1958 when two outbreaks of a pox-like disease occurred in colonies of monkeys kept for research, hence the name “monkeypox.”

The first human case of monkeypox was recorded in 1970 in the Democratic Republic of the Congo during an intensified effort to eliminate smallpox.

The main disease carrier of monkeypox remains unknown. However, African rodents and nonhuman primates (like monkeys) may harbor the virus and infect people.

Recent Cases

Monkeypox cases in the United States are very rare. Monkeypox doesn’t occur naturally in the country, but there have been cases associated with international travel or imported animals from areas where the disease is more common.

CDC scientists are collaborating with the Massachusetts Department of Public Health to investigate a situation in which a U.S. resident tested positive for monkeypox on May 18 after returning to the U.S. from Canada.

The CDC is also tracking multiple clusters of monkeypox that have been reported in early to mid-May in several countries that don’t typically report monkeypox, including those in Europe and North America.

It’s not clear how people in those clusters were exposed to monkeypox. Health care providers in the United States are on alert for patients with rash illnesses consistent with monkeypox.

Signs and Symptomss

The symptoms of monkeypox are similar to but milder than the symptoms of smallpox. The main difference between the symptoms of smallpox and monkeypox is that monkeypox causes lymph nodes to swell while smallpox does not. The incubation period from infection to symptoms of monkeypox is usually seven to 14 days, but it can range from five to 21 days.

The illness begins with:

  • Fever
  • Headache
  • Muscle aches
  • Backache
  • Swollen lymph nodes
  • Chills
  • Exhaustion

Within one to three days (or sometimes longer) after a fever begins, people may develop a rash starting on the face and then spreading to other body parts.

Lesions progress through the following stages before falling off:

  • Macules
  • Papules
  • Vesicles
  • Pustules
  • Scabs

The illness typically lasts for two to four weeks. In Africa, monkeypox has been shown to cause death in as many as 1 in 10 people who contract the disease.

Transmission

Transmission of monkeypox virus occurs when a person comes into contact with the virus from an animal, human or materials contaminated with the virus. The virus enters the body through broken skin, the respiratory tract or mucous membranes (eyes, nose or mouth).

  • Animal-to-human transmission may occur by bite or scratch, bush meat preparation, direct contact with body fluids or lesion material, or indirect contact with lesion material, such as contaminated bedding.
  • Human-to-human transmission is thought to occur primarily through large respiratory droplets. Respiratory droplets generally cannot travel more than a few feet, so prolonged face-to-face contact is required. Other human-to-human transmission methods include direct contact with body fluids or lesion material and indirect contact with lesion material, such as contaminated clothing or linens.

The main disease carrier of monkeypox is still unknown, although African rodents are suspected of playing a part in transmission.

Prevention

Several measures can be taken to prevent infection with the monkeypox virus:

  • Avoid contact with animals that could harbor the virus (including animals that are sick or found dead in areas where monkeypox occurs).
  • Avoid contact with any materials, such as bedding, that have been in contact with a sick animal.
  • Isolate infected patients from others who could be at risk for infection.
  • Practice good hand hygiene—washing your hands with soap and water or using an alcohol-based hand sanitizer—after contact with infected animals or humans.
  • Use personal protective equipment when caring for patients.

Treatment

Currently, there is no proven, safe treatment for monkeypox virus infection.

To control a monkeypox outbreak in the United States, the smallpox vaccine, antiviral medications and vaccinia immune globulin (VIG) can be used. Learn more about the smallpox vaccine, antivirals and VIG treatments here.

Source: CDC