Rinehart Insurance Will Golf For Kids’ Sake This Friday

Golf for Kids sake

It’s that time of year again. Summer is in full swing and it’s time to get a few community events in. This year will mark the 24th  Annual Golf for Kids’ Sake for Mid-Ohio Youth Mentoring. And we are proud to once again be attending this great event. 

The details

When: Friday July 29, 2022

Where: Oak Tree Golf Club

Time: Registration is at 7:30am, Shotgun start at 9:00am.

You can find more details below or by visiting www.midohioyouthmentoring.com

Golf for Kids Sake 2022

Friday, July 29, 2022

Address:
1440 Old Oak Trail
Mansfield, OH 44906

Oak Tree Golf Club

Mid-Ohio Youth Mentoring’s ~ 24th Annual Golf for Kids’ Sake fundraiser 

The Event will be held at the Oak Tree Golf Club (1440 Old Oak Trail, Mansfield, Ohio) on 

Friday, July 29th  2022, Shotgun start will be at 9 a.m. and registration begins at 7:30 a.m. (rain date is August 5th if needed).

The range of sponsorship levels include Primary Sponsor $2000 or more, Event Sponsor $1000, Supporting Sponsor $500, Team Sponsor $320, Hole Sponsor $100, or Cart Sponsor $50. Click here to sponsor: 

 https://pages.donately.com/mym/campaign/golf-for-kids-sake-2022-sponsors

You could also donate prizes or raffle items, or show your support by getting a golf team together and signing up to come play some golf. Individuals can pay their $80 participation fee at this link too if they would like. Click here to register a team: 

https://www.midohioyouthmentoring.com/surveys/golf-for-kids-sake-2022-team-registration

 In these complex and confusing times, our quality mentoring programs bring companionship, consistency and life changing impacts to the youth in our community. Successful fundraising is critically important for us to sustain the organization and continue providing our mentoring services and family support. 

It takes all of us ~ our volunteers, kids, the MYM staff and board, and YOU, our supporters ~ to succeed. We want to give the kids in our programs the support they need and deserve, to help them reach their highest potential, and grow into productive adults. Please consider getting involved and show your support by sponsoring, golfing, or volunteering today.  THANK-YOU!

Join us in supporting this great event and an amazing community program! 

5 Tips for Managing Employees During the Great Reshuffle

Great Reshuffle

Great ReshuffleThe Great Reshuffle—a mass movement of workers leaving jobs with which they are not satisfied—shows no signs of slowing down. As Generation Z and Millennials begin to make up more of the workforce, it has become clear that values and priorities have shifted from those of previous generations. Furthermore, unemployment rates are down, and the employment market is currently very worker-friendly. The combined effect of these factors is that employees more readily move between different jobs to find those that align with their priorities and desires. This often means seeking out better compensation or benefits, workplace flexibility, career development opportunities or the right culture fit.

The Great Reshuffle can make for a challenging environment for employers, but several tips can help mitigate the issues employers may face. Consider the following strategies:

1. Offer Remote and Hybrid Options

Prior to the COVID-19 pandemic, working remotely seemed a lot more difficult than it turned out to be. Now, many workers have grown accustomed to having the flexibility to work from home at least part of the time, and many will leave their current roles if this is not an option. In order to retain top talent, employers should consider providing options to work remote or hybrid (i.e., part of the week in the office, part of it at home) schedules when feasible.
Remote and hybrid work options will not be possible for every position or industry. However, employers can still consider how to partner with employees to offer opportunities such as flexible work schedules or expanded paid time off policies in instances where remote work is not an option.

2. Focus on Employee Well-being

Not only do employees want work-life balance so they can enjoy life outside of work, but they also want to feel like more than just another worker helping an organization meet its goals. LinkedIn’s recent Global Talent Trends report shows that 42% of employees want their company to invest in their mental health and wellness.

One way managers can help to meet this need is to find constructive ways to check in with their employees. This could look like having weekly or biweekly one-on-one meetings to ask open-ended questions about how the employee is doing in and outside of work. Employers can also prioritize mental health by offering accessible mental health and wellness resources to employees, such as employee assistance programs. Prioritizing employee well-being is a great way to increase employee satisfaction and, in turn, retention. Additionally, workplace cultures that promote health and well-being are often the ones that workers on the move may be interested in.

3. Play to Each Employee’s Strengths

There are many different strategies and approaches when it comes to management. One that might be beneficial during the Great Reshuffle is for managers to focus on each employee’s strengths rather than only working to strengthen their weaknesses. If an employee has exceptional knowledge in a certain area or a unique skill set, play to those abilities. This can make employees feel like they are doing well at their job and are assets to the team. Moreover, it may actually increase productivity to have each worker play to their strengths than it would to try to correct their weaknesses. Not only can this strategy lead to increased performance, but it makes employees feel valued, increasing the likelihood of retaining them.

4. Create Systems of Accountability

Managers won’t know how to create a better environment for their employees without proper feedback. Creating a system that allows employees to provide feedback is a way to help managers improve their performance and make employees feel heard. One way to do this is by periodically conducting surveys or having skip-level meetings. Managers could also implement open-door policies so that employees can speak to them freely. If employees are able to openly communicate about what is and isn’t going well, they are more likely to see changes they want at their current job rather than leaving for another one.

5. Maximize Employee Rewards and Recognition Programs

It is essential to make employees feel valued if retaining them is the goal. Having a formal reward or recognition program is a simple but effective way to express to employees that they are doing a good job. Alternatively, informal recognition is just as valuable. Giving a shout-out to an employee who went above and beyond or shooting them a quick thank-you message can go a long way. When employees feel they are good at their job, they are less likely to leave it.

For More Information

The Great Reshuffle is a trend that does not seem to be going anywhere for the foreseeable future, so employers need to work with managers to address issues that are contributing to the current market. By applying various management strategies, employers can mitigate the effects of the Great Reshuffle.

For more information on workplace trends, contact Rinehart, Walters & Danner Insurance Agency today.

Helpful Tips On Managing Stress and Anxiety During Troubling Times

managing stress and anxiety

managing stress and anxietyTuning into the news may be highly stressful or upsetting for many Americans. If you’ve been experiencing stress or anxiety due to current events, you are not alone. Stress is part of everyday life, but it can be particularly heightened due to the news, current events or unfortunate incidents that could directly or indirectly impact your well-being. Do you need tips on managing stress and anxiety? 

This article outlines symptoms of stress and anxiety and offers ways to cope with your feelings during troubling times.

What is Stress? 

Stress is any demand placed on your brain or physical body. Stress is typically caused by an external trigger. Any event or scenario that makes you feel frustrated or nervous can trigger it.

According to the American Psychological Association (APA), people under stress experience mental and physical symptoms, such as irritability, anger, fatigue, muscle pain, digestive troubles and difficulty sleeping.

What Is Anxiety?

On the other hand, anxiety is defined by the APA as persistent, excessive worries that don’t go away even in the absence of a stressor. It also leads to the same symptoms as stress.

Management Tips

Most people experience some feelings of stress or anxiety at some point. While stress and anxiety are different feelings, they’re closely connected. After all, they can sometimes be helpful motivators to accomplish tasks or do things you’d rather not, but should or need to. While experiencing stress and anxiety are normal during tough times, you can put yourself at risk for long-term mental and physical health effects if you don’t take steps to cope with these feelings.

Since stress and anxiety are emotional responses, they respond well to similar coping mechanisms. Try the following general tips to improve managing stress and anxiety:

  • Avoid doomscrolling. Doomscrolling is a relatively new unique behavior. It’s the concept of binging on negative news. You may want to follow news coverage about current events to stay in the loop of what’s happening, but spending too much time doing this can negatively impact your mental health. The same danger goes for excessive scrolling on social media. To combat this unhealthy habit, try to spend less time on social media and focus on facts rather than speculation.
  • Be physically active. Try to give your mind a rest, shifting the focus to your body instead. Physical activity creates mood-boosting chemicalchanges in the brain. Engage in activities such as swimming, cycling, walking and running.
  • Be mindful. When thoughts feel spiraling, mindfulness activities may stop your mind from racing. Yoga, meditation and other mindful practices can help you feel present in the moment.
  • Try breathing exercises. Breathing is closely linked to the nervous system. Deep, controlled breathing with extended exhalation can cause a fall in heart rate and blood pressure. When deep breathing exercises are practiced regularly, you may also experience calm and relaxing feelings.
  • Take time to unwind. It’s essential to still engage in activities you enjoy. Creative outlets, such as hobbies, crafts, writing or home improvement, can be good distractions.
  • Maintain sleep habits. Although it may be hard to sleep when anxious, try to maintain your usual sleeping pattern. Being well-rested is vital for emotional balance.
  • Eat healthy, balanced meals. Healthy eating is important for your overall physical and mental health, improving your ability to navigate stress during troubling times. Eat plenty of fruits and vegetables, lean protein and whole grains. Eating well also means limiting saturated fats, cholesterol, salt and added sugars.
  • Connect with others. Good relationships foster a sense of belonging and provide an outlet to share experiences. Sharing worries with others can improve your situation and feelings. Connect with friends and family to bolster your mental well-being. Make social plans, such as a family meal or lunch with a close friend or colleague.
  • Be transparent. If your stress or anxiety stems from work-related situations, reach out to your manager or supervisor. There may be ways that your manager can help to lessen the burden.

Many Americans experience stress or anxiety. If left unchecked, though, these feelings can negatively affect your mental well-being. Take steps today for managing stress and anxiety and to keep it under control.

Summary

When anxious and helpless feelings occur, it’s hard to know what to do, but it’s essential to focus on what you can control. You are in control of your thoughts and can take steps to protect your mental and physical health.

It’s natural to feel anxious or stressed, but don’t suffer alone. Your employer may offer mental health or wellness resources.

Additionally, if you’re concerned about your mental health, talk to your doctor, a licensed mental health professional or contact the Substance Abuse and Mental Health Services Administration’s National Helpline by calling 800-662-HELP (4357).

Important Information You Should Know About Monkeypox

Monkeypox

MonkeypoxMonkeypox, which can be passed to animals and humans, is usually found in Central and West Africa. As monkeypox cases rise in Europe and other parts of the globe, health authorities are expressing concern about the unusual uptick. As such, the Centers for Disease Control and Prevention (CDC) recently issued an alert urging doctors and state health departments in the United States to be vigilant.

About Monkeypox

Monkeypox is a rare disease caused by infection with the monkeypox virus. Monkeypox was first discovered in 1958 when two outbreaks of a pox-like disease occurred in colonies of monkeys kept for research, hence the name “monkeypox.”

The first human case of monkeypox was recorded in 1970 in the Democratic Republic of the Congo during an intensified effort to eliminate smallpox.

The main disease carrier of monkeypox remains unknown. However, African rodents and nonhuman primates (like monkeys) may harbor the virus and infect people.

Recent Cases

Monkeypox cases in the United States are very rare. Monkeypox doesn’t occur naturally in the country, but there have been cases associated with international travel or imported animals from areas where the disease is more common.

CDC scientists are collaborating with the Massachusetts Department of Public Health to investigate a situation in which a U.S. resident tested positive for monkeypox on May 18 after returning to the U.S. from Canada.

The CDC is also tracking multiple clusters of monkeypox that have been reported in early to mid-May in several countries that don’t typically report monkeypox, including those in Europe and North America.

It’s not clear how people in those clusters were exposed to monkeypox. Health care providers in the United States are on alert for patients with rash illnesses consistent with monkeypox.

Signs and Symptomss

The symptoms of monkeypox are similar to but milder than the symptoms of smallpox. The main difference between the symptoms of smallpox and monkeypox is that monkeypox causes lymph nodes to swell while smallpox does not. The incubation period from infection to symptoms of monkeypox is usually seven to 14 days, but it can range from five to 21 days.

The illness begins with:

  • Fever
  • Headache
  • Muscle aches
  • Backache
  • Swollen lymph nodes
  • Chills
  • Exhaustion

Within one to three days (or sometimes longer) after a fever begins, people may develop a rash starting on the face and then spreading to other body parts.

Lesions progress through the following stages before falling off:

  • Macules
  • Papules
  • Vesicles
  • Pustules
  • Scabs

The illness typically lasts for two to four weeks. In Africa, monkeypox has been shown to cause death in as many as 1 in 10 people who contract the disease.

Transmission

Transmission of monkeypox virus occurs when a person comes into contact with the virus from an animal, human or materials contaminated with the virus. The virus enters the body through broken skin, the respiratory tract or mucous membranes (eyes, nose or mouth).

  • Animal-to-human transmission may occur by bite or scratch, bush meat preparation, direct contact with body fluids or lesion material, or indirect contact with lesion material, such as contaminated bedding.
  • Human-to-human transmission is thought to occur primarily through large respiratory droplets. Respiratory droplets generally cannot travel more than a few feet, so prolonged face-to-face contact is required. Other human-to-human transmission methods include direct contact with body fluids or lesion material and indirect contact with lesion material, such as contaminated clothing or linens.

The main disease carrier of monkeypox is still unknown, although African rodents are suspected of playing a part in transmission.

Prevention

Several measures can be taken to prevent infection with the monkeypox virus:

  • Avoid contact with animals that could harbor the virus (including animals that are sick or found dead in areas where monkeypox occurs).
  • Avoid contact with any materials, such as bedding, that have been in contact with a sick animal.
  • Isolate infected patients from others who could be at risk for infection.
  • Practice good hand hygiene—washing your hands with soap and water or using an alcohol-based hand sanitizer—after contact with infected animals or humans.
  • Use personal protective equipment when caring for patients.

Treatment

Currently, there is no proven, safe treatment for monkeypox virus infection.

To control a monkeypox outbreak in the United States, the smallpox vaccine, antiviral medications and vaccinia immune globulin (VIG) can be used. Learn more about the smallpox vaccine, antivirals and VIG treatments here.

Source: CDC

What You Need To Know About RV Insurance

RV InsuranceFamily time together, the open road, and visiting beautiful scenery. Those are just some of the benefits of having an RV or Travel Trailer. Whether you’re a weekend warrior or a full time travel buff, there’s lots to see on the open road. Your RV is your home away from home. That’s why you need to make sure it is protected. Just like you purchase Auto or Homeowners Insurance, you need RV Insurance to cover this investment. 

What is RV Insurance?

Travel trailer or RV Insurance has similar coverage to auto insurance, however it is more comprehensive and specialized for RV owners. RV Insurance is designed for the following vehicles:

  • Fifth-wheels
  • Pop-up campers
  • Stationary travel trailers
  • Park model travel trailers
  • Truck-mounted campers

Click here to read about auto insurance.

Types of Coverage Available:

A typical policy will include the following overages:

  • Comprehensive/Collision Coverage. Protects your RV from damages, such as fire, landslide, windstorm, vandalism and collision with another vehicle or objects. 
  • Liability-Only Travel Trailer Policy. Protects against accidental damage to other people’s property or personal injury to individuals not listed on your policy. 

Additional Endorsements:

Because RV Insurance is specialized coverage there are additional endorsements you can purchase. These endorsements let you add extra protection not included in a standard policy. These additional option include:

  • Emergency Expenses: Protection in case of a breakdown or damage to your RV or Travel Trailer.
  • Accessories Endorsements: For items attached to your trailer.
  • Full-timer Trailer Coverage: For those who live in their travel trailer most of the year.
  • Campsite/Vacation Liability: Coverage while your travel trailer is parked in an RV park. 
  • Low Branch Collision: Protection against damages from low-hanging branches to your trailer, awnings, and air conditioning units. 
  • Towing and Roadside Assistance
  • Total Loss Replacement

What Are The Benefits Of A RV Insurance Policy?

RV Insurance is specialized coverage different than auto insurance. When traveling in your RV, you will have additional items with you that you may not normally carry in your car. Jewelry, a computer, television, and camping gear are just a few examples. When you’re at a campsite, you are liable for other people’s safety around your trailer. Also, if you have an accident while traveling, you will need a place to stay  while the trailer is being repaired. Without an RV Insurance policy, none of these would be covered in the event of a loss. The biggest benefit is the peace of mind you receive. 

If you love the open road and seeking adventure, contact us today to get covered today. 

 

 

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Helping You Understand Common Components of a Cyber Insurance Policy

cyber insurance








cyber insuranceIn recent years, organizations of all sizes and sectors have become increasingly reliant on workplace technology and digital systems to conduct their operations. Nevertheless, utilizing such technology carries additional exposures and liabilities. That’s why it’s crucial to secure adequate cyber coverage.

Having a cyber insurance policy in place can provide protection against financial losses that may result from a range of cyber incidents, including data breaches, ransomware attacks and phishing scams. Especially as these kinds of incidents continue to surge in both cost and frequency, organizations simply can’t afford to ignore the importance of cyber coverage.

Specific cyber insurance offerings differ between carriers. Furthermore, organizations’ coverage needs may vary based on their particular exposures. In any case, cyber insurance agreements typically fall into two categories—first-party coverage and third-party coverage. It’s best for policyholders to have a clear understanding of both categories of coverage in order to comprehend the key protections offered by their cyber insurance. This article outlines the primary components of a cyber insurance policy.

First-party Coverage

First-party cyber insurance can offer protection for losses that an organization directly sustains from a cyber incident. Types of first-party coverage include:

  • Incident response costs—This coverage can help pay the costs associated with responding to a cyber incident. These costs may include utilizing IT forensics, hiring external services and restoring damaged systems.
  • Data recovery costs—Such coverage can help recover expenses related to reconstituting data that may have been deleted or corrupted during a cyber incident.
  • Business interruption loss—This coverage can help reimburse lost profits or additional costs incurred due to the unavailability of IT systems or critical data amid a cyber incident.
  • Contingent business interruption loss—Such coverage can assist with expenses stemming from business interruptions caused by a third-party cyber incident (e.g., a supplier, vendor or utility).
  • Cyber extortion—This coverage can help pay costs associated with hiring extortion response specialists to evaluate recovery options and negotiate ransom payment demands (if applicable) during a cyber incident.
  • Reputational damage—Such coverage can help recover lost revenue related to higher customer churn rates and reduced sales resulting from poor publicity following a cyber incident.
  • Financial theft and fraud—This coverage can help reimburse direct financial losses stemming from the use of workplace technology to commit fraud or theft of securities, money or other property.
  • Physical asset damage—Such coverage can assist with expenses resulting from the destruction of hardware or other physical property due to a cyber incident.

Third-party Coverage

Third-party cyber insurance can provide protection for claims made, fines incurred or legal action taken against an organization due to a cyber incident. Types of third-party coverage include:

  • Data privacy liability—This coverage can help recover the costs of dealing with third-party individuals who had their information compromised during a cyber incident. These costs include notifying impacted individuals, offering credit-watch services and providing additional compensation.
  • Regulatory defense—Such coverage can help pay fines, penalties and other defense costs related to regulatory action or privacy law violations stemming from a cyber incident.
  • Multimedia liability—This coverage can help reimburse defense costs and civil damages resulting from defamation, libel, slander and negligence allegations associated with the publication of content in electronic or print media. Multimedia liability coverage can also offer protection amid copyright, trademark or intellectual property infringement incidents.
  • Network liability—Such coverage can help recover expenses related to third-party liability concerns that may arise from a cyber incident affecting IT networks. Network liability coverage can also provide protection in the event that cybercriminals pass through IT networks to attack other parties (e.g., customers, investors or suppliers).
  • Technology errors and omissions liability—This coverage can reimburse costs associated with third-party claims alleging technical service or product failures, including claims filed in response to a cyber incident.

For More Information

Overall, it’s evident that cyber insurance has become increasingly vital for organizations across industry lines. By securing proper coverage and understanding the key elements of their policies, organizations can stay properly protected against various cyber threats.

For additional insurance guidance and solutions, contact us today.








Your Home-based Business May Not Be Protected

Home-Based Business








Home-based business

 

The time is finally here. You quit your full time job and are going to fulfill your dream and start your own home-based business!! Your hobby of many years has now transformed into a new business venture. You own your home and have it covered by homeowners insurance, but does that also protect your new home-based business? Well, there’s a chance it will not. Most homeowners insurance policies do cover a small amount of business equipment, but it’s likely that what you own will exceed the limit offered. Also, the liability portion of your homeowners insurance policy will not cover any injuries that may occur to any clients that may be on the premises. 

 

Protecting your home-based business and your home

Your homeowners insurance is designed to protect your home and your personal exposure. To ensure you have your business properly covered, here are a few topics to consider.

  • How much is your equipment worth? Put together a list of inventory that includes everything required to run your business.
  • Will your business create extra liability? Do you take possession of other customers’ property? What if your product is defective?
  • Do you stock inventor? If so, make a list of the materials used and completed products you may have.
  • Are there any vehicles? If a vehicle that is used for business purposes must be insured.
  • Do you have employees? You may need to purchase workers compensation coverage.
  • Do you perform work in customers’ homes? If so, a bond may be required.

Now that you have this list of ideas and questions, it’s time to talk to your insurance agent and discuss what option would be best to protect your hone-based business. There are 3 options to choose from depending on your level of risk.

Homeowners Policy Endorsement

This option provides the least amount of coverage, and it not ideal for most home-based businesses. This type of coverage could be an option for a freelance writer with one computer and no customers visiting your home office.

In-home Business Policy

This option is more comprehensive than a homeowners policy endorsement and is a stand-alone policy. This policy would provide higher amounts of coverage for business equipment and liability.

Business Owners Policy, or BOP

A BOP bundles property and liability insurance into one policy. This policy is specifically designed for small to mid-size businesses and will cover your business property and equipment, loss of income, extra expenses and liability. This is the most comprehensive property and liability coverage option. This does not include workers’ compensation, health or dental insurance, but those can be purchased as separate policies.

The best way to ensure that your home-based business is protected is to gather up as much information you can and schedule an appointment with your insurance agent. When provided with all the facts, they will be able to assist you in choosing the best coverage option that will fit into your budget.

Did you find this information helpful? If so, please share our post. 








Fire Safety and Prevention, What You Need To Know

fire safety and prevention








fire safety and preventionHome is where the heart is…it’s also where your family, prized possessions and most fond memories are. Home is also the same place that has the greatest risk of fire. Nearly 80% of fire deaths in the US each year occur in the home. Are you taking steps to keep your home and family safe? We have some tips for fire safety and prevention to share with you. 

Fire Safety

  • Check all electrical appliances, cords and outlets. makes sure they are all in working condition, without loose or frayed cords or plugs.
  • Use caution with portable heaters. Never place one where a child or pet could accidentally knock it over, and keep it at least 3 feet away from flammable objects.
  • Be careful in the kitchen. Cooking is the leading cause of home fires. Always practice safe cooking habits, such as turning pot handles to avoid being knocked over, and supervising children while cooking.
  • Check the fireplace. It should be kept clean and covered with a screen to keep sparks contained. Burn only wood in a home fireplace and never leave a fire burning unattended.
  • Beware of cigarettes. They are the number one cause of fire deaths in the US. Most are started when ashes or butts fall into couches or chairs, so use caution if you smoke in your home.
  • Use candles safely. Keep them out of the reach of children, away from curtains and furniture, and extinguish them before you leave the room. Do not allow children to use candles when unsupervised by an adult.
  • Be aware of holiday dangers. If you use a cut Christmas tree, be sure to keep it watered daily, and inspect all lights yearly for worn or frayed cords.

Fire Prevention

  • Install smoke alarms on every level of your home.
  • Use the smoke alarm’s test button to check it every month and replace the batteries at least once a year.
  • Replace smoke alarms every 10 years.
  • Plan escape routes by determining at least two ways to escape from every room.
  • Caution everyone to stay low to the floor while escaping and never open doors that are hot.
  • Select a safe location outside your home where everyone should meet, and practice your escape plan at least twice a year so everyone knows it well.

Do you need to discuss homeowners insurance with one of our agents? Click here to learn more or Click here to contact us.

Share these fire safety and prevention tips with everyone you care about, you can never be too careful!
Your friends at Rinehart-Walters-Danner Insurance.








How Excessive Phone Use Can Lead to Health Risks

excessive phone use








excessive phone useEver stop scrolling on social media and realize you’ve been on the app for way too long? That’s the reality for many people as every video view, swipe and double-tap add up. According to data.ai, the average American spent 4.8 hours each day on mobile devices in 2021—that’s one-third of daily waking hours.
This article explores responsible and excessive phone usage, the impact of too much screen time and tips for improving your relationship with your smartphone.

How Much Is Too Much?

The pandemic has accelerated existing mobile habits, but it’s essential to understand the difference between necessary and excessive usage.
Smartphones have become a necessity for communication, entertainment and convenience for many people. The latest smartphones are essentially pocket-sized computers, making them an efficient way to get work done on the go. However, it can be a slippery slope if you use your smartphone for most daily tasks or fun.
Consider the following warning signs that smartphone use is becoming unhealthy:

  • Anger or irritation if phone use is interrupted
  • Dangerous behavior (i.e., using a smartphone while driving)
  • Impaired sleep
  • Isolation from loved ones
  • Poor work performance

As a general rule, experts say adults should limit daily screen time to less than two hours per day outside of work.

The Impact of Excessive Screen Time

Smartphones have made our lives so much easier, but they can also impact our physical and mental well-being. Excessive smartphone use has been reported to change brain activity, reaction times and sleep patterns. As a result, you may be less concentrated and productive during the workday and often forget tasks and goals. Research has also shown that excessive phone use can increase stress, anxiety and feelings of loneliness.

The pandemic has only made matters worse as work, social connectivity and entertainment are tied to hand-held devices. Lines are blurred between necessary and excessive use when work and social connectivity depend on hand-held devices. Fortunately, there are ways to take control and ensure phone use is balanced.

Tips for Cutting Back

The first step to cutting back on your smartphone use is determining how much time you’re spending on your phone. Many smartphones have digital well-being features that break down how much time you’re using your phone for calls, texts, emails, social media and more. You may be surprised to find out how often you’re scrolling or reading on your smartphone.

To build a healthier relationship with your phone, consider the following tips:

  • Set clear boundaries. If you are always waiting for work or personal messages, you may feel chained to the device. It’s helpful to set boundaries that outline when you’ll be available.
  • Turn off notifications. Disable notifications for social media apps or mute group chats to avoid being tempted by constant notifications. In general, text messages and calendar reminders are helpful, but other frequent notifications may interrupt your productivity.
  • Change your screen to grayscale. Removing colors can make your phone less visually appealing. This feature should be available in your phone’s display settings.
  • Rearrange your apps. Another way to make your phone less alluring is to limit what’s on your home screen and hide tempting apps in a folder.
  • Check at specific times. Create achievable boundaries by checking your phone for notifications at a designated time, such as your lunch break or every two hours. Leaving your phone in a separate room to charge is another idea.
  • Avoid use before bedtime. Try to cut down on phone use in bed or right before sleeping. The bright screen can signal to your body that it’s time to be awake, so you may have trouble falling asleep or experience lower sleep quality. Save the news feed scrolling and video watching for during the day.
  • Use an old-fashioned alarm clock. When you use your phone as your alarm clock, you likely will spend time scrolling on your phone when setting, snoozing or turning off the alarm.

With minor adjustments, you could be a more mindful smartphone user. We hope these tips help curb excessive phone use. If you think your phone use may be unhealthy, create an action plan that works for your life and schedule. To achieve a healthy balance, focus on apps and content that enrich your life or are necessary for work.








Visit Us At The 15th Annual Business Expo Thursday March 24th








Next Thursday, March 24, 2022 marks the return of the Richland Area Chamber of Commerce Business Expo. After taking last year off, this year will mark the 15th annual occurance for this event, and we couldn’t be happier to see it return! Our agency, along with 100 other vendors, will be set up at the Richland County Fairgrounds. The Business Expo is a great way to meet local businesses and learn about what they have to offer. Each year had a different them and this year it will be “Get In The Game.” Our agents will be at the booth and we will have our best sports theme on display! 

Admission and parking is free and is open to the public. Our booth will be offering handouts as well as a door prize drawing that you do not want to miss! Make sure to stop out and visit our booth and get your name entered in the drawing! 

Business Expo Flyer