Snow Shoveling Safety Reminders For You and Your Family

Snow Shoveling Safety

Snow Shoveling SafetyWhen winter arrives—often bringing low temperatures and snowfall with it—the seasonal transition may require you to start periodically shoveling snow. Although this task is necessary to help clear pathways and prevent ice buildup, shoveling snow comes with serious safety risks.

After all, repeated shoveling requires significant physical exertion, which—when paired with the frigid outdoor elements—can take a dangerous toll on your body. That’s why it’s crucial to utilize proper precautions while you shovel snow.

Review the following guidance to learn more about the risks of shoveling snow and what you can do to protect yourself.  

The Risks of Shoveling Snow

The most prevalent risks associated with shoveling snow include:

  • Sprains and strains—Because shoveling requires you to repeatedly move potentially heavy amounts of snow in an awkward position for an extended period, this task can easily cause sprains and strains if you aren’t careful. These injuries typically occur in your wrists, shoulders, back and ankles.
  • Hypothermia—Working in cold weather can heighten your risk of experiencing hypothermia, which occurs when your body’s core temperature falls below 95 degrees Fahrenheit. Symptoms of hypothermia include shivering, drowsiness, shallow breathing, confusion, slurred speech, loss of coordination and unconsciousness. Severe cases of hypothermia can be fatal.
  • Frostbite—Working in chilly conditions can also increase your risk of developing frostbite, which entails a freezing of the skin and its underlying tissues. Frostbite can result in stinging, numbness and blistering in the affected areas (usually your fingers, toes or face). If left untreated, frostbite can cause permanent tissue damage.
  • Heart complications—If you overexert yourself while shoveling snow, the cold weather could contribute to a sharp rise in your heart rate and blood pressure, thus decreasing your overall blood supply and potentially causing a heart attack—which could be fatal.

General Best Practices

Here are some basic safety precautions to keep in mind when shoveling snow:

  • Avoid shoveling immediately after eating or while smoking.
  • Take a few minutes to stretch before you begin shoveling to better prepare your body for the physical demands of the task.
  • Try to push the snow instead of lifting it. If you must lift snow while shoveling, use a smaller shovel or only partially fill your shovel with snow to avoid lifting too much at a time. In addition, be sure to lift with your legs rather than your back.
  • Don’t overexert yourself. Pay attention to how you feel while you shovel—never work to the point of exhaustion. If you begin to feel overly fatigued, stop shoveling and inform your supervisor.
  • When handling large amounts of snow, consider utilizing a snow blower rather than a shovel to avoid the extra labor. However, make sure you are properly trained to do so. Always consult your supervisor before making any equipment changes.
  • Make sure you know the key signs of a heart attack (e.g., chest discomfort, shortness of breath and pain in the arms, back, neck, jaw or stomach). If you start to experience these symptoms, stop shoveling and call 911 (or ask someone to call for you, if necessary).

How to Prevent Hypothermia and Frostbite

Be sure to implement these additional safety measures to prevent hypothermia and frostbite:

  • Always check the weather before working outdoors to properly prepare yourself. Try to limit your time shoveling if weather conditions are extremely cold, wet or windy.
  • Make sure you dress appropriately for the task at hand. Wear several loose layers of clothing, a warm hat that fully covers your head and ears, mittens (rather than gloves) and thick socks that will keep your feet dry.

Safety First

Your safety is our first priority. Talk to your supervisor you have any further questions or concerns about shoveling snow.

Snow shoveling safety tips for a safer winter – From our friends at EMC Insurance

Celebrate National Cancer Prevention Month With These Tips

National Cancer Prevention Month

Cancer consistently ranks as one of the deadliest diseases in the United States and throughout the world. In recognition of the seriousness of cancer, the American Association for Cancer Research (AACR) recognizes February as National Cancer Prevention Month. This campaign focuses on providing guidance for preventing or at least limiting one’s risk of developing cancer.

This February, recognize National Cancer Prevention Month by considering the following lifestyle choices and how they might reduce your cancer-related risk:

  • Avoid smoking. Lung cancer is the leading cause of cancer-related deaths, and smoking cigarettes is the top factor for developing it. By quitting, avoiding starting this habit in the first place and limiting exposure to secondhand smoke, you can reduce your risk of developing cancer.
  • Protect your skin. Skin cancer is common and can develop through exposure to the sun’s ultraviolet rays. Limit your risk of developing skin cancer by applying sunscreen and limiting direct exposure to the sun, such as by staying in the shade or wearing hats and long sleeves.
  • Limit alcohol intake. Drinking alcohol can increase your risk of developing several types of cancer, including mouth and throat, liver, colon and breast cancer.
  • Maintain a healthy weight. People who are overweight or obese may be more likely to develop many different types of cancer.

In addition to the aforementioned precautions, you should also follow experts’ advice on screenings, as such practices can help detect cancer in its early stages and enable optimal treatment and recovery potential.

Visit the AACR’s website for more information on National Cancer Prevention Month.

Winter Driving Safety Tips Everyone Should To Know

winter driving

winter drivingLosing control of a car is undoubtedly one of the most frightening experiences behind the wheel. Unfortunately, it is a potential side effect when the temperatures turn frigid and the roads get slick with ice or snow. Being familiar with winter driving safety is critical to keep you and other drivers safe. 

One of the most dangerous winter driving hazards is skidding, which, at high speeds, could result in a nasty crash. To prevent an unnecessary skid, slip or accident, consider the following accident prevention techniques.

  • Slow down ahead of turns and curves, as this will allow you to prepare for potential icy spots.
  • When at a curve, apply power slightly to the gas and steer steadily. Do not change directions abruptly and refrain from braking suddenly.
  • Be prepared for lane changes. Check your rearview mirror and blind spot, and then signal your direction to alert other motorists.
  • When changing lanes, move over in a long, gradual line with minimal steering changes.
  • Look out for ice patches, piles of wet leaves and shady areas. These areas are skidding hazards.
  • Anticipate stops by slowing down gradually, well ahead of intersections. These areas are generally slicker than other parts of the road because of the excess starting and stopping traffic.
  • Drive at reduced speeds. Slow your speed and increase your following distance behind the vehicle in front of you. This will allow for a larger buffer in case you start to lose control.
  • Avoid overpowering in deep snow.
  • Use a light foot on the accelerator (rather than slamming on the gas to move forward).

If You Start to Skid

If your car starts to skid, do not panic. Steer in the direction that the vehicle is sliding until you feel the wheels regain traction. Then, slowly straighten your wheels and keep rolling.

If you need to brake before your tires regain traction, apply the brake carefully so that you do not lock your wheels.  

If you have an accident

In the unfortunate event you end up in an auto accident, we are here to help. Click here to learn what to do after an auto accident or contact us by clicking here

How To Stay Healthy This Winter

healthy this winter

The winter months are notorious for bringing sickness. Flu season begins in October and ramps up into December. Colds are also more common during the winter months. Read on for tips on keeping yourself and your family healthy this winter.

Why Are Sicknesses More Common in Winter?

Viruses transmit more effectively in cold and dry weather, increasing your chances of coming into contact with sickness. Additionally, as cold weather drives people indoors, you’re more likely to be in close contact with someone who isn’t feeling well.

How Can I Stay Healthy in Winter?

You’re less likely to fall ill when your body is well-taken care of. Some of the best things you can do to keep yourself healthy in winter are to adopt good self-care practices, such as:

  • Exercising regularly
  • Getting a full night’s rest
  • Eating nutrient-rich foods

Additional tips to avoid catching an illness from others include:

  • Avoid close contact with people who are sick.
  • Get a flu vaccine.
  • Wash your hands often.
  • Avoid touching your eyes, nose and mouth.
  • Clean frequently touched objects and surfaces.

How Can I Stop From Infecting Others?

No matter how careful you are, sickness happens. When you aren’t feeling well, consider these tips to prevent yourself from passing on your illness:

  • Cover your mouth and nose when coughing or sneezing.
  • Don’t go to school or work if you aren’t feeling well.
  • If you have a fever, stay home for 24 hours unless seeking medical care.

The winter months may inevitably bring illness. Keep these tips in mind to help prevent getting or spreading sickness. For further guidance, contact your doctor today. Also, many health insurance plans include no cost of low cost annual immunizations for common illnesses. 

Important Chimney Maintenance Tips You need To Know

chimney maintenance

chimney maintenanceIn spite of the ambiance and relaxation that a fireplace provides, there are also inherent fire dangers. To combat the risk of fire or inhalation of dangerous carbon monoxide (CO) gas, it is important for you to make chimney maintenance part of your home maintenance plan. Follow these tips to keep your chimney in good shape and prevent fire hazards.

General Chimney Maintenance Tips

Both metal and masonry chimneys require maintenance so that smoke and flue gases are ventilated properly. At the very least, you should have your chimney inspected annually before each heating season. In addition:

  • Have your chimney cleaned on a regular basis to reduce creosote buildup.
  • Make sure your masonry chimney has a flue liner in place to reduce the possibility that the masonry could absorb creosote.
  • Replace damaged liners, as they will allow creosote to accumulate and heat to escape.
  • When hiring someone to reline your chimney, only allow the contractor to use a product that has been tested and listed by a nationally recognized testing laboratory.

Specific Chimney Maintenance Tips

There are two types of chimneys that require specific maintenance to limit the risks in your home.

  1. Fireplace inserts—Make sure the vent is connected to the flue of the chimney.
  2. Factory-built metal chimneys—Do not use natural gas, fuel oil vents, well casing, stovepipe or other material in the chimney, as they cannot withstand the heat in the wood burner.

Keep These Precautions in Mind

Do not vent more than one heater or appliance into a single flue, as major complications can arise. If one fuel-burning appliance is connected to a flue and then you attach another appliance, such as a water heater, you are running the risk of various problems. Such problems include heavy creosote accumulation, deterioration of the flue or CO gas drifting into your home.

For additional home maintenance guidance and homeowners insurance solutions, contact us today.

 

 

How To Stay Healthy And Avoid The Flu This Fall

avoid the flu

avoid the fluIt’s that time of year again. The leaves are changing, the temperature is getting cooler, and you’re doing everything you can to avoid the flu. No one enjoys being sick, but some of us are more prone to sickness than others. Knowing where you are most likely to come into contact with germs and what you can do to prevent sickness are key for this fall season. 

Germ Hot Spots

There are several “hot spots” to keep in mind when it comes to germs. 

  • Doorknobs
  • Light Switches
  • Elevator buttons
  • Water fountain handles
  • Microwave door handles
  • Telephones
  • Bathroom faucets
  • Handrails

These areas are high traffic areas that can be touched by numerous people. When you touch a doorknob you never know if the person who touched it before you sneezed into their hand and didn’t was it. Yuck! 

What You Can Do to Help Yourself Avoid The Flu

  • Wash your hands. Even if you are cautious of what you touch, there is a chance you’ve still come into contact with some germ. To protect yourself from illness, it’s important to wash your hands regularly, especially before you eat or after you cough, sneeze or use the restroom. 
  • Keep your distance. Illnesses can spread fast. Keep your distance from others who are sick. 
  • Get the flu shot. Yearly flu shots are the single best way to prevent getting sick. Contrary to popular belief, flu vaccines cannot cause the flu, though side effects may occur. Often, these side effects are minor and may include congestion, coughs, headaches, abdominal pain and wheezing. 
    • Did you know many health insurance plans cover the flu shot at 100% or a small copay? If you need help determining your health insurance benefits, we can help. Give us a call or click here or here to learn more about health insurance benefits.

Taking the extra time to wash hands and wipe down surfaces could mean the difference between a happy fall and an unpleasant fall spent on the couch sick. Stay healthy and do your part to spread the word to others. 

Do You Know How to Address Employee Burnout?

employee burnout

employee burnoutEmployee burnout is escalating globally, with a significant number of workers experiencing severe physical, emotional and mental exhaustion. The 2024 Global Talent Trends report reveals that approximately 82% of employees are at risk of burnout, primarily due to financial pressures and excessive workloads.

Burnout occurs when long-term stress overwhelms employees’ ability to cope, leading to lower productivity, negative feelings and a diminished sense of effectiveness at work. It can also result in serious health consequences, such as insomnia and heart disease.

As substantial burnout levels persist, it’s important for employers to recognize the signs and implement preventive measures to create a healthier, more productive work environment.

Spotting Signs of Employee Burnout

Recognizing burnout is the first step toward addressing it. Check with your employees if they exhibit the following symptoms:

  • Persistent tiredness and lack of energy
  • Noticeable decline in productivity, creativity and efficiency
  • Feelings of disconnection from colleagues and a lack of enthusiasm for work
  • Increased irritability, anxiety and depression
  • Frequent headaches, muscle pain and other stress-related ailments

Tips for Preventing Employee Burnout

Creating a work culture that values employee well-being is essential in preventing burnout. Here are some strategies your organization can adopt:

  • Encourage employees to take “micro-breaks” (e.g., stretching, five- to 10-minute walks) during the day to help lower stress.
  • Establish a culture of care where workers feel comfortable discussing their stressors.
  • Schedule frequent, proactive check-ins with workers to address their well-being needs.
  • Train leaders to identify employees at risk of burnout and offer resources to support those affected.
  • Analyze how your employees collaborate and adjust systems to enable them to work more seamlessly.
  • Ensure workloads are manageable and distributed fairly.
  • Be flexible and understanding with work schedules and deadlines.
  • Encourage workers to use their vacation days and disconnect from work after hours.
  • Provide career development programs that can keep employees motivated and reduce feelings of stagnation.
  • Reinforce a positive work environment by regularly acknowledging employees’ hard work and contributions.
  • Share resources and tools that can help improve mental and physical well-being.

Conclusion

Employee burnout is a widespread problem that can significantly impact organizations. As such, it’s crucial for employers to reassess their strategies and prioritize employee well-being.

For more workplace guidance, contact us today.

5 Quick Tips About Motorcycle Safety

Motorcycle SafetySummer is in full swing and it’s time to get in a few road trips.  It is unfortunate, but there is a growing trend in the number of motorcycle accidents and fatalities each year, making motorcycle safety a real concern for riders and their families. There are many organizations that have created signs, commercials, radio ads, etc cautioning motorists to look out for motorcycles and they have done a great job in promoting safety for riders. As a motorcycle rider yourself, you also should do your part to ensure your own motorcycle safety. 

Regardless if you cruise across the country or across town, there are some universal motorcycle safety tips to keep in mind.

1) Always wear a helmet and other appropriate gear. Riding clothes should be bright, reflective or easy for passing or following motorists to see. Your motorcycle is smaller then the other vehicles on the road so make sure to make yourself as visible as possible. In the event of an accident, a helmet will help protect you from a fatal head injury.

2) Be cautious of the road conditions. Hazards such as potholes, cracks and bumps in the road and even road kill can throw you off balance and cause you to loose control of the motorcycle. Gravel roads can also be hazardous because of loose gravel which can cause you to skid. Rain can cause slippery roads from not only the water but oily road grime.

3) Do not drink alcohol or use drugs while operating a motorcycle. Just like in a motor vehicle you should never drink and drive. Alcohol and drugs will lower your response time and cloud your judgment. It’s especially dangerous on a motorcycle because there will be no metal frame surrounding your or airbags to deploy in the event of an accident.

4) Follow posted speed limits and road rules just like when you are in any other motor vehicle. Just because your motorcycle is smaller, stay in your lane of traffic. Do not weave in and out of traffic between cars, even at traffic stops, just because you can fit. Always use turn signals to warn motorists of your intentions.

5) Use extra caution when carrying passengers. There will be extra weight along with another person’s balance to adjust for. Inexperienced passengers will not know to lean into turns for example and can throw off the balance of the bike. If your passenger is inexperienced, go over a few “rules of the road” with them before you leave.  

Just like on your personal car or truck, you will also need to maintain insurance coverage on your motorcycle.

 

    • Liability Insurance Coverage will cover bodily injury and proper damage that you may cause to other people involved in an accident

 

    • Collision Insurance Coverage will cover damages, minus your deductible, to your motorcycle if you are involved in an accident.

 

    • Comprehensive Insurance Coverage will cover damages caused by an event other than a collision, such as fire, theft or vandalism and will be subject to your deductible

 

    • Uninsured/Underinsured Motorists Coverage will cover damages to you and our property caused by another driver that is uninsured or underinsured to cover your damages.

 

The safety of you and any passengers is the most important part of motorcycle safety. Have a fun, safe, rest of the summer and hit the road and see some amazing sites!! But don’t forget to review your insurance to ensure you understand your coverage and that it is up to date. Have questions? We can help!

Please share this article if you found if helpful.

 

 

 

 

Important Swimming Safety Tips To Keep Your Family Safe

swimming safety

swimming safetyThe warm weather is here and it’s the perfect time of year to do some swimming. But don’t forget to refresh your memory on swimming safety. Drowning is the fifth leading cause of unintentional injury-related death in the United States. Knowing how to swim and following these safety tips will help keep you and your children safe. Explain swimming safety to children when young, and reinforce its importance regularly.

Swimming Pools

  • Do not dive unless it’s deep enough to dive safely—it is recommended not to dive head-first in water less than nine feet deep, and not to dive at all into water less than five feet deep. If depth is not posted, ask a lifeguard.
  • Always monitor children, even if lifeguards are present.
  • Always review and follow posted water safety rules.
  • Avoid swimming alone, and make sure your child uses the buddy system if swimming with friends.
  • Never run near a pool—slipping can be dangerous.
  • If you are just learning to swim, stay in an area of the pool where you can stand.
  • Pool toys are not designed to be safety flotation devices—keep life jackets or life rings close at hand.

Lakes and Ponds

  • Wear water shoes to protect your feet from jagged rocks, broken bottles, trash, etc.
  • Be cautious and inch out to avoid unexpected drop-offs.
  • Be careful of weeds, which can trap your feet. If you do get tangled, slowly pull and shake your arms and legs to get loose.
  • Stay away from boats, jet skis and other motorized water vehicles.

 

Oceans

  • Pay attention to water conditions and wave strength. If it seems unsafe, don’t go in the water.
  • Strong currents can carry swimmers away from shore quickly. If you get caught in a current, swim parallel to the shoreline until the water stops pulling you, and then swim straight back to shore. If you cannot safely make it back, tread water and call or signal somebody for assistance.
  • Watch out for jellyfish. If you get stung, find a lifeguard immediately to seek treatment, or call 911 if you have a severe reaction.
  • Never swim alone or at night.
  • Always swim in an area that is easily visible to others.
  • Wear water shoes to protect your feet from jagged rocks, broken bottles, trash, etc.
  • Do not swim extremely far out.

We hope these tips help to keep you and your family safe this summer. 

Firework Safety Tips You Need To Know This 4th of July

Firework Safety

Firework SafetyFireworks are a staple of many Fourth of July and other celebrations, but remember to take precautions to ensure your special event is safe and accident-free. Firework safety is crucial to ensure you and you family have a great 4th of July holiday.  

The Risks

Unfortunately, many people do not realize just how dangerous fireworks and sparklers can be—which is a primary reason that injuries occur. Fireworks can not only injure the users, but can also affect bystanders.

Bottle rockets and firecrackers can fly in any direction and may explode on or near someone instead of up in the air. Sparklers are also a huge risk, as they burn at very high temperatures and are often given to children too young to use them safely. All fireworks pose potential risks of burn, blindness and other injury.

Firework Safety Tips for Safe Use

When using fireworks, always plan carefully in advance for who will shoot them and what safety precautions you will have in place. Here are some suggestions to ensure safety and avoid accidents:

  • Use fireworks and sparklers outdoors only.
  • Always have a hose or water bucket handy.
  • Only use fireworks as intended. Do not alter or combine them, and do not use homemade fireworks.
  • Keep spectators a safe distance away.
  • Never give sparklers to young children.
  • Wear safety goggles when handling or shooting off fireworks.
  • Do not shoot fireworks off if under the influence of alcohol.
  • Show children how to properly hold sparklers, how to stay far enough away from other children and what not to do (throw, run or fight with sparkler in hand)—but supervise closely, regardless.
  • Point fireworks away from people, homes, trees, etc.
  • Never try to relight a dud (a firework that didn’t properly ignite).
  • Soak all firework debris in water before throwing it away.
  • Do not carry fireworks in your pocket or shoot them from metal or glass containers.

Protection for Your Pets

Like thunderstorms or the vacuum cleaner, fireworks may frighten your family pets. To protect your pets from becoming stressed as a result of loud noises from fireworks:

  • Keep pets indoors away from loud noises in a place that is comfortable to them.
  • Allow pets to go to the bathroom before beginning your fireworks show to prevent accidents.