Rinehart Insurance Will Golf For Kids’ Sake This Friday

It’s that time of year again. Summer is coming to an end, but not before we get a few more community events in. This year will mark the 22nd Annual Golf for Kids’ Sake for Mid-Ohio Youth Mentoring. And we are proud to once again be attending this great event. 

The details

When: Friday July 31, 2020

Where: Oak Tree Golf Club

Time: Registration is at 7:30am, Shotgun start at 9:00am.

You can find more details below or by visiting www.midohioyouthmentoring.com

Golf for Kids sake 2020

Join us in supporting this great event and an amazing community program! 

Adjusting To Your New Normal; Post-Coronavirus

new normal

new normalThere’s no denying that the COVID-19 (coronavirus) pandemic has rapidly and abruptly changed how we live, work and play. As the threat of the coronavirus shifts, Americans are navigating their new normal and figuring out how Centers for Disease Control and Prevention (CDC) guidance for social distancing and mask wearing fits into a daily routine.

You may be experiencing a range of emotions. It’s important to know that it’s completely normal to feel uneasy and confused as you figure out what your post-coronavirus normal looks like. To put things in perspective, to have a fighting chance against the coronavirus, everyone needs to sacrifice and develop a coping mindset. You are not alone in this challenge as millions across the world are weathering the same storm of the coronavirus pandemic.

Consider these coping methods when adjusting to your new normal; post-coronavirus:

  • Focus on what you can control—Focusing on the things you can’t control, like the course of the pandemic and actions of others, will only fuel frustration and stress. Instead, focus on things that you do have control over, such as washing your hands, wearing a mask and practicing social distancing.
  • Adjust expectations—It’s important to approach your new normal with flexible expectations. Just as coronavirus guidance is ever-evolving, your expectations should shift and match reality. Resilient people continually reevaluate and focus on new goals.
  • Be kind—Inside and out of the home, be accepting and polite to others as everyone may be feeling stressed during the pandemic. Collaboration (e.g., problem-solving or sharing), compassion, cheering people on and learning from this overall experience will help you connect with others.
  • Find a routine—As the pandemic seems unpredictable, setting a routine for yourself can help you stay productive and active. Don’t forget to take care of yourself and schedule time for physical and emotional health, social connection and stress relief.
  • Set boundaries—Not everyone is navigating the pandemic the same way and may have different viewpoints on measures like mask wearing and social distancing. Respectfully set your boundaries with family, friends and co-workers. Once again, just focus on what you can control in your life.

Other Considerations

While experiencing stress or anxiety over the health and economic fears brought on by the coronavirus is normal, if you don’t take steps to cope with these feelings, you can put yourself at risk for long-term health effects. Some healthy ways to mitigate your stress and anxiety include exercising, sticking to a routine, spending time outside and meditating.

Since the pandemic is still evolving, get up-to-date information about coronavirus activity and guidance from your local public health authorities, the CDC and the World Health Organization. If you are feeling stressed or anxious navigating your new normal, contact a licensed mental health professional.

Firework Safety Tips You Need To Know This 4th of July

Firework Safety








Firework SafetyFireworks are a staple of many Fourth of July and other celebrations, but remember to take precautions to ensure your special event is safe and accident-free. Firework safety is crucial to ensure you and you family have a great 4th of July holiday.  

The Risks

Unfortunately, many people do not realize just how dangerous fireworks and sparklers can be—which is a primary reason that injuries occur. Fireworks can not only injure the users, but can also affect bystanders.

Bottle rockets and firecrackers can fly in any direction and may explode on or near someone instead of up in the air. Sparklers are also a huge risk, as they burn at very high temperatures and are often given to children too young to use them safely. All fireworks pose potential risks of burn, blindness and other injury.

Firework Safety Tips for Safe Use

When using fireworks, always plan carefully in advance for who will shoot them and what safety precautions you will have in place. Here are some suggestions to ensure safety and avoid accidents:

  • Use fireworks and sparklers outdoors only.
  • Always have a hose or water bucket handy.
  • Only use fireworks as intended. Do not alter or combine them, and do not use homemade fireworks.
  • Keep spectators a safe distance away.
  • Never give sparklers to young children.
  • Wear safety goggles when handling or shooting off fireworks.
  • Do not shoot fireworks off if under the influence of alcohol.
  • Show children how to properly hold sparklers, how to stay far enough away from other children and what not to do (throw, run or fight with sparkler in hand)—but supervise closely, regardless.
  • Point fireworks away from people, homes, trees, etc.
  • Never try to relight a dud (a firework that didn’t properly ignite).
  • Soak all firework debris in water before throwing it away.
  • Do not carry fireworks in your pocket or shoot them from metal or glass containers.

Protection for Your Pets

Like thunderstorms or the vacuum cleaner, fireworks may frighten your family pets. To protect your pets from becoming stressed as a result of loud noises from fireworks:

  • Keep pets indoors away from loud noises in a place that is comfortable to them.
  • Allow pets to go to the bathroom before beginning your fireworks show to prevent accidents.








Avoid Heat Illnesses This Summer With These 7 Important Tips

Heat Illnesses








Extreme summer temperatures are not only uncomfortable, they are also dangerous for your health. This is particularly true for older adults and children, who are more susceptible to illness. When it is hot outside, your body temperature can rise to dangerous levels. Normally, your body cools itself through sweating. However, in hot and humid weather, sweating is not enough and the result can heat illnesses.

Avoiding Heat Illnesses

Here are some tips for staying safe when you’re out in the heat:

  1. Wear loose, light-colored clothing so your skin gets air exposure.
  2. Shield your head and face from direct sunlight by wearing a hat and sunglasses.
  3. Avoid spending time outdoors during the middle of the day, when temperatures are highest and the sun is directly overhead.
  4. Take regular breaks in a shaded area if you’re involved in a strenuous activity.
  5. Drink water frequently, even if you aren’t thirsty. Experts recommend drinking at least 8 ounces every 20 to 30 minutes to stay hydrated. Stick to water, fruit juice and sport drinks while avoiding caffeinated or alcoholic beverages, which can dehydrate you.
  6. Monitor children and seniors carefully, since they can get dehydrated more easily.
  7. Call 911 if someone exhibits symptoms of heat stroke, such as flushed skin, rapid breathing, a throbbing headache or confusion.

Providing Treatment for Heat Illnesses

It is essential to treat heat illness as soon as possible. If you are feeling any of the above symptoms, inform a co-worker and ask for help. If you suspect that a fellow worker has any of these conditions, follow the first-aid suggestions below:

  • Heat Cramps – Move the victim to a cooler area and provide them with water or other cool, nonalcoholic beverages. Follow up with a medical examination.
  • Heat Exhaustion – Move the victim to a cooler area and keep them lying down with their legs slightly elevated. Cool their body by fanning and applying cool, wet towels. Have them drink approximately six ounces of water every 15 minutes. Follow up with a medical examination.
  • Heat Stroke – You or a bystander should immediately call an ambulance. Meanwhile, move the victim to a cooler area, remove their outer clothing, immerse them in cool water or apply cool, wet towels or cloths to the body. If the person is awake and able to swallow, give them small amounts of cool water to drink. If medical help is delayed, call the hospital for further instructions while waiting. Heat stroke is life-threatening, so it’s important to move quickly!

Stay Safe

The risk of heat illness increases with age, poor diet, being overweight, insufficient liquid intake, poor physical condition and/or when taking medication. Never take salt tablets without your doctor’s approval. Be aware of weather conditions when you will be working outside so that you can be prepared with appropriate clothing and beverages. If you are working outside and start to feel any adverse symptoms,  let someone know and take a break.

Click here to read more Heat Illness Safety Tips from the CDC








How To Improve Your Virtual Meetings

virtual meetings

virtual meetings

There’s no denying that virtual meetings have become a workplace norm. Several factors fueling that growth include access, price and need.

Most laptops, tablets and smartphones have built-in webcams and microphones so employees can dial in to a virtual meeting from anywhere and at any time. These technology advancements have created affordable and easy-to-use tools to help businesses—both small and large—stay virtually connected. Web-based technology will continue to advance to keep virtual communication attainable and meet business needs.

The demand for virtual meetings increased as the coronavirus (COVID-19) pandemic closed offices, introduced social distancing and halted business travel. As the COVID-19 threat shifts and offices reopen, virtual meetings will continue to be a viable way to conduct business with employees, customers and other stakeholders.

Virtual meetings require more planning than in-person meetings to be effective. This article explores common challenges and best practices to help meeting leaders drive attendee engagement, acceptance and commitment to action.

Common Challenges

Virtual or not, meetings can be hampered by problems such as insufficient planning, lack of engagement and insufficient follow-up.

Virtual meetings also come with their own unique challenges surrounding technology. Meeting attendees may have trouble accessing the meetings or using the platform. If the meeting leader is unfamiliar with features or capabilities—like screen sharing—they may waste meeting time while learning on the fly.

Technology and computer problems may be out of one’s control. With any meeting, the facilitator should be flexible and have a Plan B. For example, your video conference call may have to become an audio call or be rescheduled altogether if video was vital.

Before the Meeting

Start right to end right. To ensure a successful and productive virtual meeting, keep in mind the following steps before the meeting even begins:

  • Choose the technology—There are many web and videoconferencing platforms available, so find the right software and features to support your business. Choose one platform and stick to it. After attendees download the platform once, it’ll be easier to join meetings later.
  • Create an agenda—Attendees may have a full calendar, so be clear on the purpose of the meeting and provide a timed agenda with topics and assigned facilitators. This will help invitees decide their attendance if they have multiple meetings at the same time. Share this prework at least 48 hours in advance.
  • Establish ground rules—It might be helpful to have an agreed way of working, such as stating your name before talking or muting when not speaking. This helps keep the meeting efficient and remove distractions.
  • Test the technology—It’s important to join the meeting at least five minutes early to test your connection, microphone and video.
  • Look professional—If using video, present yourself with appropriate grooming, hygiene and attire. That means mirroring what you would wear in person and keeping in mind whether it’s an internal or external meeting.

When it comes to virtual meetings, it’s crucial to invest in preparedness. Setting expectations beforehand can go a long way and positively impact a meeting’s effectiveness.

During the Meeting

Meeting hosts and attendees may have slightly different roles when it comes to facilitating the virtual gathering, but there are some general tips that can help everyone. Once it’s time to dial in, keep the following tips in mind:

  • Choose a moderator—This should be established in the agenda. The moderator will keep the meeting moving and engage attendees. If attendees don’t know each other, make those introductions to help everyone feel connected and welcome.
  • Stick to the agenda—The host should consider assigning a time checker to keep the meeting on track. When possible, end a few minutes early to give people time to get to their next meeting.
  • Encourage interaction—Encouraging people to speak up, especially in a virtual setting, is not always easy. Everyone should actively be doing something to support the meeting’s purpose and objective (e.g., talking, screen sharing, monitoring the side chat channel, note taking and running slides). This move transforms someone from an attendee to a participant.
  • Turn on video—Video is effective and makes people feel more engaged because it allows attendees to see each other’s non-verbal clues. That, in turn, humanizes the virtual meeting room and strengthens personal connections.
  • Do not multitask—A virtual meeting is not the time to check and respond to emails or text messages. The use of video could cut down on multitasking.
  • Expect (and accept) the unexpected—In a remote work setting, it’s not unlikely to have a crackly connection or interruptions from a barking dog or talking child. Approach those unexpected moments with empathy.

When wrapping up the meeting, provide attendees some time to ask questions or share concerns. That could help increase engagement and ensure that attendees are still present and listening. Every attendee should have an opportunity to speak, whether or not they were assigned agenda topics. Approach meeting etiquette as if the gathering was in person.

After the Meeting

Once the meeting is finished, it’s important to check for understanding and share a recap of what was discussed. If the meeting was a casual check-in, there may be no need for a recap. However, if there are any outstanding action items or missing attendees, it could be helpful to send a recap to outline next steps and responsibilities. If this was a standing meeting, it might be an opportunity to share the next meeting’s agenda as well to give attendees time to prepare. It’s all about sharing a transparent record of work progress.

Other Considerations

There’s no denying it’s much easier to communicate when you can see someone’s face. While it’s usually recommended to always use video, if employees or other stakeholders are facing online meetings all day, a compromise can be to allow audio-only times so everyone can focus solely on what is said, and forget about how they look.

How To Set The Mirrors On Your Car

How to set the mirrors on your car








Mirrors are on your car to prevent blind spots. Knowing how to set outside mirrors to eliminate blind spots is a crucial part of being a defensive driver. While almost all vehicles come equipped with two outside mirrors, many drivers do not set the properly, making it almost like the vehicle has no mirrors at all. We have a few pointers on how to set the mirrors on your car.

Mirrors - Rinehart Insurance

Position Your Mirrors

The following procedures for correctly positioning mirrors will help you eliminate blind spots and avoid potential vehicle accidents.

To start, park your vehicle and place your head against the driver’s side window. Set the mirror so you can just see the side of the car. For the passenger’s side mirror, position your head at the middle of your vehicle. Again, set the mirror so you can just see the side of the car.

Checking Your Blind Spot

This method should ensure that the mirrors are positioned outward enough to eliminate blind spots, but you should also double-check to be 100% sure. To do this, sit in a normal driving position and watch the mirrors as a vehicle passes by. It should appear in the outside mirror before it leaves the inside mirror. And it should appear in your peripheral vision before leaving the outside mirror.

In addition to using your mirrors, you should also physically turn your head over the appropriate shoulder to double-check your blind spot prior to changing lanes. We do more than help you avoid claims and arrive at your destination safely. 

Click here to learn about auto insurance.








Grilling Safety Tips You Need To Remember This Summer

Grilling Safety








Summer is the perfect time to be outside enjoying the sun. Swimming in the pool, boating on the lake, even playing in the backyard are favorite ways to pass the time. Regardless of which activity you choose, a summer BBQ is a great addition to your day. Grilling safety is something to keep in mind to ensure your friends and family are safe while having a good time. 

A Few Grilling Safety Tips To RememberGrilling Safety

  • Do not let children and pets play near the grilling area when cooking until the grill is completely cool.
  • Place your grill at least 3 feet away from other objects. This includes your house, trees and outdoor seating. 
  • Use starter fluid for barbecue grills that use charcoal only. Do not use starter fluid for gas grills. 
  • Check the connection between the propane tank and the fuel line to make sure it is not leaking and is working properly before using a gas grill. 
  • If you suspect that your gas grill is leaking, turn off the gas and get the unit fixed before lighting. Never use a match to check for leaks. 
  • Do not bring your grill into an unventilated or enclosed space such as the garage or inside of your home. This is not only a major fire hazard; it is also a carbon monoxide hazard. 

Hot grills not only cause fires but can cause burns. Be cautious around the grill and make sure to keep an eye on children and pets. A few minutes of caution can ensure a summer full of fun with friends and family. 








6 Tips For Driving In The Rain and Thunderstorms

Driving In The Rain








Driving In The RainDriving in the rain or during a thunderstorm can be pretty nerve-wracking for most people. Worrying about having an accident or being stuck on the side of the road can be very overwhelming. It can also be very dangerous. However, a few tips and adjustments can take away some of the anxiety and help you stay calm during your commute.

Driving in the rain and thunderstorms

If you happen to get caught driving in the rain or thunderstorm, don’t panic . There a extra precautions you can take to make your trip a safe one.

A few tips to keep in mind:

  1. Turn on your headlights, wipers and defroster to increase visibility.
  2. Drive in the tracks of vehicles ahead of you and reduce your speed.
  3. Allow for increased space between your vehicle and the one in front of you.
  4. If you hydroplane, hold the steering wheel straight and remove your foot from the gas.
  5. Do not use cruse control during inclimate weather.
  6. Pull off the road in an open area away from trees to avoid a lightning strike.

Helping you to avoid claims is just one of the many value-added services we provide. In the unfortunate event you do have an accident, we will help you through the process. Give us a call during business hours or click here to view our after hours claim contacts. 








Do You Have Allergies? 6 Helpful Tips For Allergy

Allergies








Allergies

Between the rain, new growth and house cleaning, chances are if you have allergies, you are miserable right about now. Whether you have seasonal allergies or suffer year round, there are steps you can take to help decrease your symptoms without having to stock up on medication.

Who is affected by allergies?

Though allergies can affect anyone, individuals with the following characteristics are afflicted more often:

  • Under 40 years old
  • Have at least one parent with allergies
  • Suffer from allergic conditions such as asthma

What are the symptoms?

Symptoms of allergies include:

  • Sneezing
  • Red, itchy or watery eyes
  • Dry throat
  • Stuffy nose

Tips to alleviate allergy symptoms:

To alleviate allergy symptoms, consider the following recommendations:

  1. Stay indoors when the pollen count outside is high.
  2. Keep your home clean and as dust-free as possible.
  3. Place pillows, mattresses and duvets in allergen-proof encasements.
  4. Use a vacuum cleaner with double bags, allergen-trapping bags or a HEPA filter.
  5. Avoid having pets or going near others’ pets if you have animal allergies.
  6. In your home, choose hardwood floors instead of carpeting.

Did you know?

According to the American Academy of Allergy and Immunology, about half of the U. S. population suffers from allergies. These negative reactions occur as a result of coming in contact with normally harmless substances. Some allergies change or disappear over time, while seasonal attacks will return at the same time each year for only a few weeks or months.

Healthy Hints

Treatment for most allergy symptoms is available over-the-counter or as a prescription from your physician. If your symptoms are severe or you don’t know what is causing you to have a reaction, an allergist can perform a test to pinpoint what you are allergic to. And don’t forget, allergy testing and treatment is usually covered by your health insurance.

Do you need help finding what your copay or out of pocket cost will be?

Call us today – 419-522-9892 – we can help.








How To Avoid Burnout While Working From Home Due To COVID-19

working from home

working from home

For many workers, their new “normal” routine consists of getting out of bed and logging on to work. The coronavirus disease 2019 (COVID-19) pandemic has shifted the workplace from the office to kitchen tables and living rooms for thousands of employees. Our new “normal” is working from home.

This shift to telecommuting has made it possible for employees to work while staying safe and preventing the spread of COVID-19, but it has also created a few challenges, including increased levels of stress and burnout.

What is burnout?

According to the World Health Organization, doctors can diagnose you with burnout if you exhibit the following symptoms:

  • Exhaustion or energy depletion
  • Decreased engagement at work, or feelings of negativism or cynicism related to your job
  • Reduced productivity or efficacy

The negative effects of burnout can extend beyond the workplace and into your home and social life. It can also increase your risk of getting sick and developing chronic conditions.

What are the signs of burnout?

Since burnout is the result of prolonged and chronic workplace stress, it’s important to know how to recognize the signs of workplace stress. Common job stressors include:

  • Heavy workload
  • Long work hours
  • Lack of work-life balance
  • Concerns over job security

While dealing with stress is a normal part of everyday life, and these uncertain times may be elevating your overall stress levels, it’s important to watch out for prolonged stress. Here are some early warning signs of burnout:

  • Anxiety or depression
  • Low morale
  • Short temper
  • Headache
  • Stomach or back problems
  • Fatigue

If you experience any of these symptoms, it may be time to talk to your supervisor or manager to address your chronic stress.

How to Prevent Burnout While Working From Home

Fortunately, there are steps you can take to reduce your stress, and your risk of burnout, while you work from home. Here are some simple tips to try:

  • Create a schedule—When you’re at home, it can be difficult to step away from work when your day is done, which often results in you working longer hours than normal. Set a schedule and only work the hours your normally would if you were in the office.
  • Plan and prioritize—When you’re feeling stressed out, don’t panic. Make a list of the tasks you need to complete, and set realistic deadlines.
  • Set up a separate workspace—One way to make it easier to maintain a work-life balance while you’re working from home is to set up a space where you’ll work. This will help you decompress from work when your day is done.
  • Focus on what you can control—You know what your job tasks are. Break the larger tasks into smaller, more doable steps.
  • Take breaks throughout the day—Getting a change of scenery and a brief break during the workday can help you clear your mind and reduce your stress.
  • Slow down—When you have a lot of tasks looming over you, it can be tempting to hurry through them just to get them off your plate. Rushing through tasks, though, can cause you to feel more stressed and increase the odds of mistakes being made. Take a deep breath when you start to get overwhelmed, and slow down.
  • Maintain a good attitude—Try to think positively about tasks at work—avoid negative thinkers and always acknowledge your accomplishments, even if it’s just by mentally congratulating yourself.
  • Ask for help—Sometimes the best way to overcome your workplace stress is to ask peers or your superiors for help.
  • Communication is key—While you’re working from home, it’s important that you regularly communicate with your team and co-workers. Doing so will help ensure that expectations can be properly set and managed during the time you’re working from home.

What should I do if I think I’m experiencing burnout?

If you feel like you’re burned out, you should talk to your supervisor or manager, as they may be able to help you reduce your workplace stress or direct you to valuable workplace resources, like an employee assistance program.

Talking to other co-workers, friends or family may also be helpful, as they may have insight into how you can reduce your stress and improve your burnout syndrome. Implementing healthy stress coping mechanisms, such as exercising, hanging out with friends or taking time off from work, can also help alleviate your stress.

For more information on burnout, click here.