Falls are one of the most common and dangerous accidents that could occur at your home. The trauma of a fall could be even worse if it is a guest that fell in your home. Not only is there the emotional distress of a friend getting injured but you could find yourself involved in a lawsuit to pay your friends medical bills.
Most homes have staircases at some part of the home. Whether it’s outside, the garage, or inside, there are some precautions you should make to ensure your family and guests are safe.
- Make sure staircases have proper lighting and light switches installed at the top and bottom.
- Make sure handrails are installed and securely fastened.
- If you have carpet or runners on the steps, make sure they are securely fastened.
- Remove all clutter from staircases.
You purchased homeowners insurance to protect yourself in the event of a claim, but make sure to do your due-diligence to prevent a possible claim. Now may be a good time to review your policy to ensure you are properly covered and understand your coverage. Give us a call today , we can help.
Image source: Adrian van Leen, RGBStock.com